143 Million Credit Information Accounts Hacked at Experian – What to Do
Sept. 9, 2017
The jerks at the Equifax credit reporting agency have again allowed hackers to steal our names, addresses, SOCIAL SECURITY NUMBERS, and credit information. Equifax executives have known of the thefts since July, 2017, but they chose to not inform anyone that our personal information listed at this gigantic credit reporting agency was not sufficiently protected … and allowed to be stolen … again.
Even if you were never an Equifax customer, they still lost:
~Your Drivers License number, ~ your Social Security Number (SSN), ~ your birthdate, and your address.
At least 50% of all American credit card holders personal information was lost.
Equifax is saying that it was NOT an inside job. Equifax claims that the thieves entered through the Equifax website.
Equifax’s Chairman announced: “This is clearly a disappointing event for our company …“
Editor”s Note: Wow … Equifax really cares about the rest of us, whose information they lost, even when we have never used their services.
Experts are saying that there is NO NEED to change internet passwords, because those were not stolen (unless you have an Equifax account and use that same Experian password on other sites). …
1. Check to see if your information was compromised:
Equifax has created a website, www.equifaxsecurity2017.com, to help consumers determine if their personal information was lost … and at risk.
Note… Equifax will NOT NECESSARILY give you confirmation of whether your information was compromised….
Instead, If you enter your last name and the last six digits of your Social Security number … Equifax “enrolls” you in their “protection service” … but Equifax says this service may not start for several days.
Equifax ‘generously’ offers this “protection service” for 1 year, if we sighn up by Nov 21 …. which means Equifax will begin BILLING US for using their service if we don’t cancel within a year. ….
Unfortunately, THIS WILL NOT BE OVER IN JUST A YEAR. Historically, identity thieves have continued to sell our personal information for years after past security breaches at Equifax, Experian and TransUnion ~hence the need for ongoing years of continuous monitoring of where our personal information is appearing.
Note that AVG is currently offering this SSN monitoring service, and some credit card companies are also offering SSN monitoring services. Here is an example link to Discover Card’s free SSN monitoring services to their card holders:
At this point, Yucalandia has no facts to support choosing one SSN monitoring service over another.
3. Monitor your credit card statements for suspicious activity.
4. Monitor your Credit Records by requesting a copy of your personal report:
5. Contact one or all 3 of the USA’s big credit monitoring agencies, and consider freezing your credit reports at all 3 agencies because thieves can use the information stolen from Equifax … to open accounts with creditors that use Experian or TransUnion.
Unfortunately, THIS WILL NOT BE OVER IN JUST A YEAR. Historically, identity thieves have continued to sell our personal information for years after past security breaches at Equifax, Experian and TransUnion.
The big 3 credit monitoring agencies have been losing our personal data since at least 2012, so, it may be time to contact your local Congressman & your 2 Senators and demand that the US government make changes in the regulations … because
… Do any of us really find it acceptable that Equifax has known of the thefts of over 143 million American’s personal information, but said nothing for over a month?